SWICA or Visana in Region 2 of canton Ticino?
In Region 2, SWICA is CHF 374.40 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
SWICA comes down to CHF 645.80 a month, Visana to CHF 677.00. The gap is CHF 374.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 539.00 a month. Moving there rather than to SWICA is worth CHF 1'281.60 more a year. Agrisano
Where they stand in the region
SWICA ranks 17 and Visana ranks 19, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | SWICA | Visana | Gap |
|---|---|---|---|
| 300 | CHF 797.20 | CHF 769.30 | + 27.90 |
| 500 | CHF 785.60 | CHF 762.60 | + 23.00 |
| 1'000 | CHF 756.40 | CHF 728.50 | + 27.90 |
| 1'500 | CHF 727.20 | CHF 699.30 | + 27.90 |
| 2'000 | CHF 698.10 | CHF 670.10 | + 28.00 |
| 2'500 | CHF 668.90 | CHF 641.00 | + 27.90 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | SWICA | Visana |
|---|---|---|
| Family doctor | CHF 645.80 | CHF 677.00 |
| HMO practice | CHF 661.70 | CHF 677.00 |
| Other model | CHF 741.40 | CHF 677.00 |
| Free choice of doctor | CHF 797.20 | CHF 769.30 |
How they moved in this region
Against 2025, SWICA moves by + 7.5 % and Visana by + 7.0 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.