SWICA or Visana in Region 1 of canton Valais?

In Region 1, Visana is CHF 66.00 a year cheaper than SWICA for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Visana comes down to CHF 488.30 a month, SWICA to CHF 493.80. The gap is CHF 66.00 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Atupri, at CHF 481.20 a month. Moving there rather than to Visana is worth CHF 85.20 more a year. Atupri

SWICA ranks 4 and Visana ranks 3, out of 26 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	SWICA	Visana	Gap
300	CHF 594.90	CHF 643.20	− 48.30
500	CHF 583.30	CHF 636.50	− 53.20
1'000	CHF 554.10	CHF 602.40	− 48.30
1'500	CHF 524.90	CHF 573.20	− 48.30
2'000	CHF 495.80	CHF 544.00	− 48.20
2'500	CHF 466.60	CHF 514.90	− 48.30

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, SWICA moves by + 0.9 % and Visana by + 2.0 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.