SWICA or Visana in Region 2 of canton Valais?

In Region 2, SWICA is CHF 98.40 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

SWICA comes down to CHF 448.40 a month, Visana to CHF 456.60. The gap is CHF 98.40 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Agrisano, at CHF 406.30 a month. Moving there rather than to SWICA is worth CHF 505.20 more a year. Agrisano

SWICA ranks 13 and Visana ranks 18, out of 28 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	SWICA	Visana	Gap
300	CHF 515.30	CHF 597.50	− 82.20
500	CHF 503.70	CHF 590.80	− 87.10
1'000	CHF 474.50	CHF 556.70	− 82.20
1'500	CHF 445.30	CHF 527.50	− 82.20
2'000	CHF 416.20	CHF 498.30	− 82.10
2'500	CHF 387.00	CHF 469.20	− 82.20

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, SWICA moves by + 1.5 % and Visana by + 2.0 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.