Visana or Atupri in Region 1 of canton Lucerne?
In Region 1, Atupri is CHF 937.20 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 451.60 a month, Visana to CHF 529.70. The gap is CHF 937.20 a year, 300-franc deductible, accident cover included.
What the question hides
Atupri is also the cheapest insurer in the region, out of 25 active insurers. Duel and ranking give the same answer here.
Where they stand in the region
Visana ranks 21 and Atupri ranks 1, out of 25 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 618.00 | CHF 525.10 | + 92.90 |
| 500 | CHF 611.30 | CHF 513.50 | + 97.80 |
| 1'000 | CHF 577.20 | CHF 484.30 | + 92.90 |
| 1'500 | CHF 548.00 | CHF 455.10 | + 92.90 |
| 2'000 | CHF 518.80 | CHF 426.00 | + 92.80 |
| 2'500 | CHF 489.70 | CHF 396.80 | + 92.90 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | Atupri |
|---|---|---|
| HMO practice | CHF 529.70 | CHF 451.60 |
| Family doctor | CHF 537.70 | CHF 477.80 |
| Other model | CHF 543.90 | CHF 467.30 |
| Free choice of doctor | CHF 618.00 | CHF 525.10 |
How they moved in this region
Against 2025, Visana moves by − 1.4 % and Atupri by + 3.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.