Visana or Atupri in Region 1 of canton St. Gallen?
In Region 1, Atupri is CHF 624.00 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 489.30 a month, Visana to CHF 541.30. The gap is CHF 624.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Sanitas, at CHF 479.65 a month. Moving there rather than to Atupri is worth CHF 115.80 more a year. Sanitas
Where they stand in the region
Visana ranks 20 and Atupri ranks 10, out of 25 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 637.50 | CHF 559.20 | + 78.30 |
| 500 | CHF 630.80 | CHF 547.60 | + 83.20 |
| 1'000 | CHF 596.70 | CHF 518.40 | + 78.30 |
| 1'500 | CHF 567.50 | CHF 489.20 | + 78.30 |
| 2'000 | CHF 538.30 | CHF 460.10 | + 78.20 |
| 2'500 | CHF 509.20 | CHF 430.90 | + 78.30 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | Atupri |
|---|---|---|
| HMO practice | CHF 541.30 | CHF 500.50 |
| Other model | CHF 548.30 | CHF 489.30 |
| Family doctor | CHF 548.30 | CHF 512.80 |
| Free choice of doctor | CHF 637.50 | CHF 559.20 |
How they moved in this region
Against 2025, Visana moves by + 1.2 % and Atupri by + 4.2 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.