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Visana or CONCORDIA in Region 2 of canton Bern?

In Region 2, Visana is CHF 432.00 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Visana comes down to CHF 493.60 a month, CONCORDIA to CHF 529.60. The gap is CHF 432.00 a year, 300-franc deductible, accident cover included.

What the question hides

Visana is also the cheapest insurer in the region, out of 26 active insurers. Duel and ranking give the same answer here.

Where they stand in the region

Visana ranks 1 and CONCORDIA ranks 14, out of 26 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleVisanaCONCORDIAGap
300CHF 587.50CHF 626.70− 39.20
500CHF 580.80CHF 615.10− 34.30
1'000CHF 546.70CHF 585.90− 39.20
1'500CHF 517.50CHF 556.70− 39.20
2'000CHF 488.30CHF 527.60− 39.30
2'500CHF 459.20CHF 498.40− 39.20

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelVisanaCONCORDIA
HMO practiceCHF 493.60CHF 529.60
Other modelCHF 505.30CHF 542.10
Family doctorCHF 527.60CHF 564.10
Free choice of doctorCHF 587.50CHF 626.70

How they moved in this region

Against 2025, Visana moves by + 6.7 % and CONCORDIA by + 9.9 % in this region.

Visana, CONCORDIA, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.