Visana or CONCORDIA in Region 2 of canton Fribourg?
In Region 2, Visana is CHF 210.00 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Visana comes down to CHF 465.20 a month, CONCORDIA to CHF 482.70. The gap is CHF 210.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 450.00 a month. Moving there rather than to Visana is worth CHF 182.40 more a year. Agrisano
Where they stand in the region
Visana ranks 4 and CONCORDIA ranks 15, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | CONCORDIA | Gap |
|---|---|---|---|
| 300 | CHF 532.80 | CHF 558.00 | − 25.20 |
| 500 | CHF 526.10 | CHF 546.40 | − 20.30 |
| 1'000 | CHF 492.00 | CHF 517.20 | − 25.20 |
| 1'500 | CHF 462.80 | CHF 488.00 | − 25.20 |
| 2'000 | CHF 433.60 | CHF 458.90 | − 25.30 |
| 2'500 | CHF 404.50 | CHF 429.70 | − 25.20 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | CONCORDIA |
|---|---|---|
| HMO practice | CHF 465.20 | CHF 482.70 |
| Other model | CHF 465.70 | CHF 482.70 |
| Family doctor | CHF 468.90 | CHF 491.10 |
| Free choice of doctor | CHF 532.80 | CHF 558.00 |
How they moved in this region
Against 2025, Visana moves by + 2.8 % and CONCORDIA by + 8.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.