Visana or CONCORDIA in Region 1 of canton Ticino?
In Region 1, CONCORDIA is CHF 844.80 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
CONCORDIA comes down to CHF 613.40 a month, Visana to CHF 683.80. The gap is CHF 844.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 583.90 a month. Moving there rather than to CONCORDIA is worth CHF 354.00 more a year. Agrisano
Where they stand in the region
Visana ranks 18 and CONCORDIA ranks 5, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | CONCORDIA | Gap |
|---|---|---|---|
| 300 | CHF 819.80 | CHF 725.90 | + 93.90 |
| 500 | CHF 813.10 | CHF 714.30 | + 98.80 |
| 1'000 | CHF 779.00 | CHF 685.10 | + 93.90 |
| 1'500 | CHF 749.80 | CHF 655.90 | + 93.90 |
| 2'000 | CHF 720.60 | CHF 626.80 | + 93.80 |
| 2'500 | CHF 691.50 | CHF 597.60 | + 93.90 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | CONCORDIA |
|---|---|---|
| HMO practice | CHF 683.80 | CHF 613.40 |
| Other model | CHF 721.50 | CHF 624.30 |
| Family doctor | CHF 721.50 | CHF 646.10 |
| Free choice of doctor | CHF 819.80 | CHF 725.90 |
How they moved in this region
Against 2025, Visana moves by + 7.0 % and CONCORDIA by + 6.2 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.