Visana or CONCORDIA in Region 2 of canton Ticino?
In Region 2, CONCORDIA is CHF 1'264.80 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
CONCORDIA comes down to CHF 571.60 a month, Visana to CHF 677.00. The gap is CHF 1'264.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 539.00 a month. Moving there rather than to CONCORDIA is worth CHF 391.20 more a year. Agrisano
Where they stand in the region
Visana ranks 19 and CONCORDIA ranks 5, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | CONCORDIA | Gap |
|---|---|---|---|
| 300 | CHF 769.30 | CHF 676.40 | + 92.90 |
| 500 | CHF 762.60 | CHF 664.80 | + 97.80 |
| 1'000 | CHF 728.50 | CHF 635.60 | + 92.90 |
| 1'500 | CHF 699.30 | CHF 606.40 | + 92.90 |
| 2'000 | CHF 670.10 | CHF 577.30 | + 92.80 |
| 2'500 | CHF 641.00 | CHF 548.10 | + 92.90 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | CONCORDIA |
|---|---|---|
| Other model | CHF 677.00 | CHF 581.80 |
| Family doctor | CHF 677.00 | CHF 602.00 |
| HMO practice | CHF 677.00 | CHF 571.60 |
| Free choice of doctor | CHF 769.30 | CHF 676.40 |
How they moved in this region
Against 2025, Visana moves by + 7.0 % and CONCORDIA by + 6.2 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.