Visana or CONCORDIA in Region 1 of canton Valais?
In Region 1, Visana is CHF 116.40 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Visana comes down to CHF 488.30 a month, CONCORDIA to CHF 498.00. The gap is CHF 116.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 481.20 a month. Moving there rather than to Visana is worth CHF 85.20 more a year. Atupri
Where they stand in the region
Visana ranks 3 and CONCORDIA ranks 6, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | CONCORDIA | Gap |
|---|---|---|---|
| 300 | CHF 643.20 | CHF 575.70 | + 67.50 |
| 500 | CHF 636.50 | CHF 564.10 | + 72.40 |
| 1'000 | CHF 602.40 | CHF 534.90 | + 67.50 |
| 1'500 | CHF 573.20 | CHF 505.70 | + 67.50 |
| 2'000 | CHF 544.00 | CHF 476.60 | + 67.40 |
| 2'500 | CHF 514.90 | CHF 447.40 | + 67.50 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | CONCORDIA |
|---|---|---|
| Other model | CHF 488.30 | CHF 498.00 |
| Family doctor | CHF 546.80 | CHF 512.40 |
| HMO practice | CHF 553.20 | CHF 498.00 |
| Free choice of doctor | CHF 643.20 | CHF 575.70 |
How they moved in this region
Against 2025, Visana moves by + 2.0 % and CONCORDIA by + 8.2 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.