Visana or CONCORDIA in Region 2 of canton Valais?
In Region 2, CONCORDIA is CHF 70.80 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
CONCORDIA comes down to CHF 450.70 a month, Visana to CHF 456.60. The gap is CHF 70.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 406.30 a month. Moving there rather than to CONCORDIA is worth CHF 532.80 more a year. Agrisano
Where they stand in the region
Visana ranks 18 and CONCORDIA ranks 15, out of 28 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | CONCORDIA | Gap |
|---|---|---|---|
| 300 | CHF 597.50 | CHF 521.00 | + 76.50 |
| 500 | CHF 590.80 | CHF 509.40 | + 81.40 |
| 1'000 | CHF 556.70 | CHF 480.20 | + 76.50 |
| 1'500 | CHF 527.50 | CHF 451.00 | + 76.50 |
| 2'000 | CHF 498.30 | CHF 421.90 | + 76.40 |
| 2'500 | CHF 469.20 | CHF 392.70 | + 76.50 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | CONCORDIA |
|---|---|---|
| Other model | CHF 456.60 | CHF 450.70 |
| Family doctor | CHF 507.90 | CHF 463.70 |
| HMO practice | CHF 507.90 | CHF 450.70 |
| Free choice of doctor | CHF 597.50 | CHF 521.00 |
How they moved in this region
Against 2025, Visana moves by + 2.0 % and CONCORDIA by + 7.2 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.