Visana or CONCORDIA in Region 1 of canton Vaud?
In Region 1, CONCORDIA is CHF 102.00 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
CONCORDIA comes down to CHF 596.70 a month, Visana to CHF 605.20. The gap is CHF 102.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 570.10 a month. Moving there rather than to CONCORDIA is worth CHF 319.20 more a year. Atupri
Where they stand in the region
Visana ranks 14 and CONCORDIA ranks 12, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | CONCORDIA | Gap |
|---|---|---|---|
| 300 | CHF 729.10 | CHF 689.80 | + 39.30 |
| 500 | CHF 722.40 | CHF 678.20 | + 44.20 |
| 1'000 | CHF 688.30 | CHF 649.00 | + 39.30 |
| 1'500 | CHF 659.10 | CHF 619.80 | + 39.30 |
| 2'000 | CHF 629.90 | CHF 590.70 | + 39.20 |
| 2'500 | CHF 600.80 | CHF 561.50 | + 39.30 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | CONCORDIA |
|---|---|---|
| Other model | CHF 605.20 | CHF 596.70 |
| HMO practice | CHF 605.20 | CHF 596.70 |
| Family doctor | CHF 641.70 | CHF 610.50 |
| Free choice of doctor | CHF 729.10 | CHF 689.80 |
How they moved in this region
Against 2025, Visana moves by + 3.0 % and CONCORDIA by + 6.7 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.