Visana or CONCORDIA in Region 2 of canton Vaud?
In Region 2, CONCORDIA is CHF 172.80 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
CONCORDIA comes down to CHF 566.50 a month, Visana to CHF 580.90. The gap is CHF 172.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Assura-Basis, at CHF 537.30 a month. Moving there rather than to CONCORDIA is worth CHF 350.40 more a year. Assura-Basis
Where they stand in the region
Visana ranks 18 and CONCORDIA ranks 15, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | CONCORDIA | Gap |
|---|---|---|---|
| 300 | CHF 699.80 | CHF 654.80 | + 45.00 |
| 500 | CHF 693.10 | CHF 643.20 | + 49.90 |
| 1'000 | CHF 659.00 | CHF 614.00 | + 45.00 |
| 1'500 | CHF 629.80 | CHF 584.80 | + 45.00 |
| 2'000 | CHF 600.60 | CHF 555.70 | + 44.90 |
| 2'500 | CHF 571.50 | CHF 526.50 | + 45.00 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | CONCORDIA |
|---|---|---|
| Other model | CHF 580.90 | CHF 566.50 |
| HMO practice | CHF 580.90 | CHF 566.50 |
| Family doctor | CHF 615.90 | CHF 579.50 |
| Free choice of doctor | CHF 699.80 | CHF 654.80 |
How they moved in this region
Against 2025, Visana moves by + 3.0 % and CONCORDIA by + 6.7 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.