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- Grundversicherung
vita surselva — health insurance 2026
vita surselva offers basic cover in 26 cantons. Benefits are set by law and identical at every insurer: what sets vita surselva apart is its price and its models.
vita surselva · Official website
Models offered
HAM
- Sparmed
Where this insurer sits on price
We publish no reviews: we have no real ones, and inventing them would be dishonest. Instead, the only facts a comparator can establish — computed on the official premiums, adult profile, CHF 300 deductible, accident included.
- 42
- premium regions where it operates, out of 42
- 4
- regions where it is the cheapest
- 14 / 25
- median rank among the region's insurers
- CHF 653.40
- what it costs above the cheapest, per year, at the median
This insurer is the cheapest in 4 of 42 regions. Depending on the region, the gap to the cheapest runs from CHF 0.00 to CHF 1'791.60 a year.
What vita surselva has done with its prices since 2015
On a like-for-like footprint, vita surselva's median premium went from CHF 363.43 in 2015 to CHF 556.68 in 2026 — +53.2 %.
That is more than the market median (+47.6 %): vita surselva rose faster than the average insurer.
Today vita surselva is the 30th cheapest of 30 comparable insurers — the rise and the price do not say the same thing.
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Cantons covered
| Canton | Regions | Lowest premium |
|---|---|---|
| Aargau | 1 | CHF 526.00 |
| Appenzell Innerrhoden | 1 | CHF 431.00 |
| Appenzell Ausserrhoden | 1 | CHF 489.00 |
| Bern | 3 | CHF 563.35 |
| Basel-Landschaft | 2 | CHF 636.00 |
| Basel-Stadt | 1 | CHF 779.00 |
| Fribourg | 2 | CHF 589.00 |
| Geneva | 1 | CHF 836.00 |
| Glarus | 1 | CHF 468.35 |
| Grisons | 3 | CHF 404.70 |
| Jura | 1 | CHF 678.00 |
| Lucerne | 3 | CHF 486.40 |
| Neuchâtel | 1 | CHF 765.00 |
| Nidwalden | 1 | CHF 492.00 |
| Obwalden | 1 | CHF 508.00 |
| St. Gallen | 3 | CHF 465.50 |
| Schaffhausen | 2 | CHF 564.30 |
| Solothurn | 1 | CHF 599.00 |
| Schwyz | 1 | CHF 495.90 |
| Thurgau | 1 | CHF 524.40 |
| Ticino | 2 | CHF 681.15 |
| Uri | 1 | CHF 478.00 |
| Vaud | 2 | CHF 668.00 |
| Valais | 2 | CHF 511.00 |
| Zug | 1 | CHF 520.00 |
| Zurich | 3 | CHF 525.35 |
Adult, CHF 300 deductible, accident cover included.
We do not rate insurers and we recommend none. Since basic benefits are identical by law, the comparison rests on price, model and service.