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- Grundversicherung

Vivao Sympany offers basic cover in 26 cantons. Benefits are set by law and identical at every insurer: what sets Vivao Sympany apart is its price and its models.
Vivao Sympany SA · Official website
We publish no reviews: we have no real ones, and inventing them would be dishonest. Instead, the only facts a comparator can establish — computed on the official premiums, adult profile, CHF 300 deductible, accident included.
This insurer is the cheapest in 1 of 42 regions. Depending on the region, the gap to the cheapest runs from CHF 0.00 to CHF 1'657.20 a year.
On a like-for-like footprint, Vivao Sympany's median premium went from CHF 354.90 in 2015 to CHF 499.60 in 2026 — +40.8 %.
That is less than the market median (+47.6 %): Vivao Sympany rose more slowly than the average insurer.
Today Vivao Sympany is the 21th cheapest of 30 comparable insurers — the rise and the price do not say the same thing.
| Canton | Regions | Lowest premium |
|---|---|---|
| Aargau | 1 | CHF 503.80 |
| Appenzell Innerrhoden | 1 | CHF 360.40 |
| Appenzell Ausserrhoden | 1 | CHF 459.40 |
| Bern | 3 | CHF 513.10 |
| Basel-Landschaft | 2 | CHF 572.30 |
| Basel-Stadt | 1 | CHF 589.00 |
| Fribourg | 2 | CHF 481.20 |
| Geneva | 1 | CHF 616.00 |
| Glarus | 1 | CHF 475.10 |
| Grisons | 3 | CHF 429.00 |
| Jura | 1 | CHF 573.40 |
| Lucerne | 3 | CHF 431.20 |
| Neuchâtel | 1 | CHF 690.80 |
| Nidwalden | 1 | CHF 410.70 |
| Obwalden | 1 | CHF 431.70 |
| St. Gallen | 3 | CHF 448.90 |
| Schaffhausen | 2 | CHF 498.10 |
| Solothurn | 1 | CHF 531.20 |
| Schwyz | 1 | CHF 449.00 |
| Thurgau | 1 | CHF 470.80 |
| Ticino | 2 | CHF 620.40 |
| Uri | 1 | CHF 401.00 |
| Vaud | 2 | CHF 564.40 |
| Valais | 2 | CHF 434.30 |
| Zug | 1 | CHF 345.00 |
| Zurich | 3 | CHF 497.20 |
Adult, CHF 300 deductible, accident cover included.
We do not rate insurers and we recommend none. Since basic benefits are identical by law, the comparison rests on price, model and service.