Hausspital or Médecin de famille — Basel-Stadt
Basel-Stadt: with Assura-Basis, Hausspital costs CHF 576.10 a month in 2026 and Médecin de famille CHF 595.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Hausspital is the cheaper of the two here: CHF 234.00 saved per year against Médecin de famille, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Hausspital and Médecin de famille are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Hausspital
Family doctor
You pick a family doctor and always go to them first.
- Médecin de famille
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Hausspital | Médecin de famille | Gap per year |
|---|---|---|---|
| 300 | CHF 576.10 | CHF 595.60 | CHF 234.00 |
| 500 | CHF 564.50 | CHF 584.00 | CHF 234.00 |
| 1'000 | CHF 535.30 | CHF 554.80 | CHF 234.00 |
| 1'500 | CHF 506.10 | CHF 525.60 | CHF 234.00 |
| 2'000 | CHF 477.00 | CHF 496.50 | CHF 234.00 |
| 2'500 | CHF 447.80 | CHF 467.30 | CHF 234.00 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.