Hausspital or Qualimed — Basel-Stadt
Basel-Stadt: with Assura-Basis, Hausspital costs CHF 576.10 a month in 2026 and Qualimed CHF 579.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Hausspital is the cheaper of the two here: CHF 39.60 saved per year against Qualimed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Hausspital and Qualimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Hausspital
Family doctor
You pick a family doctor and always go to them first.
- Qualimed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Hausspital | Qualimed | Gap per year |
|---|---|---|---|
| 300 | CHF 576.10 | CHF 579.40 | CHF 39.60 |
| 500 | CHF 564.50 | CHF 567.80 | CHF 39.60 |
| 1'000 | CHF 535.30 | CHF 538.60 | CHF 39.60 |
| 1'500 | CHF 506.10 | CHF 509.40 | CHF 39.60 |
| 2'000 | CHF 477.00 | CHF 480.30 | CHF 39.60 |
| 2'500 | CHF 447.80 | CHF 451.10 | CHF 39.60 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.