PharMed or Réseau de soins — Region 2, Valais
Region 2, Valais: with Assura-Basis, PharMed costs CHF 450.00 a month in 2026 and Réseau de soins CHF 450.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here PharMed and Réseau de soins cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
PharMed is a "Family doctor" model. Réseau de soins is a "Telemedicine and others" model.
- PharMed
Family doctor
You pick a family doctor and always go to them first.
- Réseau de soins
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | PharMed | Réseau de soins | Gap per year |
|---|---|---|---|
| 300 | CHF 450.00 | CHF 450.00 | — |
| 500 | CHF 438.40 | CHF 438.40 | — |
| 1'000 | CHF 409.20 | CHF 409.20 | — |
| 1'500 | CHF 380.00 | CHF 380.00 | — |
| 2'000 | CHF 350.90 | CHF 350.90 | — |
| 2'500 | CHF 321.70 | CHF 321.70 | — |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.