CareMed or HMO — Region 1, Basel-Landschaft
Region 1, Basel-Landschaft: with Atupri, CareMed costs CHF 558.70 a month in 2026 and HMO CHF 558.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here CareMed and HMO cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
CareMed is a "Family doctor" model. HMO is a "Group practice (HMO)" model.
The price at every deductible
| Deductible | CareMed | HMO | Gap per year |
|---|---|---|---|
| 300 | CHF 558.70 | CHF 558.70 | — |
| 500 | CHF 547.10 | CHF 547.10 | — |
| 1'000 | CHF 517.90 | CHF 517.90 | — |
| 1'500 | CHF 488.70 | CHF 488.70 | — |
| 2'000 | CHF 459.60 | CHF 459.60 | — |
| 2'500 | CHF 430.40 | CHF 430.40 | — |
The comparison, region by region
- CareMed or HMO?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.