FlexCare or HMO — Solothurn
Solothurn: with Atupri, FlexCare costs CHF 518.70 a month in 2026 and HMO CHF 507.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
HMO is the cheaper of the two here: CHF 132.00 saved per year against FlexCare, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FlexCare is a "Telemedicine and others" model. HMO is a "Group practice (HMO)" model.
The price at every deductible
| Deductible | FlexCare | HMO | Gap per year |
|---|---|---|---|
| 300 | CHF 518.70 | CHF 507.70 | CHF 132.00 |
| 500 | CHF 507.10 | CHF 496.10 | CHF 132.00 |
| 1'000 | CHF 477.90 | CHF 466.90 | CHF 132.00 |
| 1'500 | CHF 448.70 | CHF 437.70 | CHF 132.00 |
| 2'000 | CHF 419.60 | CHF 408.60 | CHF 132.00 |
| 2'500 | CHF 390.40 | CHF 379.40 | CHF 132.00 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.