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Sophie

FlexCare or SmartCare — Region 1, Basel-Landschaft

Region 1, Basel-Landschaft: with Atupri, FlexCare costs CHF 587.80 a month in 2026 and SmartCare CHF 563.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SmartCare is the cheaper of the two here: CHF 291.60 saved per year against FlexCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FlexCare and SmartCare are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • FlexCare

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • SmartCare

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleFlexCareSmartCareGap per year
300CHF 587.80CHF 563.50CHF 291.60
500CHF 576.20CHF 551.90CHF 291.60
1'000CHF 547.00CHF 522.70CHF 291.60
1'500CHF 517.80CHF 493.50CHF 291.60
2'000CHF 488.70CHF 464.40CHF 291.60
2'500CHF 459.50CHF 435.20CHF 291.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.