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OptiMed or SanaTel — Region 2, Basel-Landschaft

Region 2, Basel-Landschaft: with Avenir, OptiMed costs CHF 577.40 a month in 2026 and SanaTel CHF 590.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

OptiMed is the cheaper of the two here: CHF 157.20 saved per year against SanaTel, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

OptiMed is a "Group practice (HMO)" model. SanaTel is a "Telemedicine and others" model.

  • OptiMed

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleOptiMedSanaTelGap per year
300CHF 577.40CHF 590.50CHF 157.20
500CHF 565.90CHF 579.00CHF 157.20
1'000CHF 536.90CHF 550.00CHF 157.20
1'500CHF 507.40CHF 520.50CHF 157.20
2'000CHF 478.40CHF 491.50CHF 157.20
2'500CHF 449.40CHF 462.50CHF 157.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.