Birchmeier Telmed — Aargau
Aargau: the Telmed model from Birchmeier costs CHF 521.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 521.50, Telmed is not the lowest premium here: Agrisano goes down to CHF 453.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Telmed costs CHF 543.60 less per year than Birchmeier's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 521.50 | CHF 490.20 |
| 500 | CHF 511.50 | CHF 480.90 |
| 1'000 | CHF 485.90 | CHF 456.80 |
| 1'500 | CHF 460.70 | CHF 433.10 |
| 2'000 | CHF 435.10 | CHF 409.00 |
| 2'500 | CHF 396.50 | CHF 372.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 383.30 | CHF 360.30 |
| 500 | CHF 373.00 | CHF 350.70 |
| 1'000 | CHF 347.60 | CHF 326.80 |
| 1'500 | CHF 322.30 | CHF 303.00 |
| 2'000 | CHF 297.00 | CHF 279.20 |
| 2'500 | CHF 258.40 | CHF 242.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 120.00 | CHF 112.80 |
| 100 | CHF 114.80 | CHF 108.00 |
| 200 | CHF 109.70 | CHF 103.20 |
| 300 | CHF 104.70 | CHF 98.50 |
| 400 | CHF 99.60 | CHF 93.70 |
| 500 | CHF 94.50 | CHF 88.90 |
| 600 | CHF 89.40 | CHF 84.10 |
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.