HMO or smartDoc — Region 1, Basel-Landschaft
Region 1, Basel-Landschaft: with CONCORDIA, HMO costs CHF 593.30 a month in 2026 and smartDoc CHF 593.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here HMO and smartDoc cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
HMO is a "Group practice (HMO)" model. smartDoc is a "Telemedicine and others" model.
The price at every deductible
| Deductible | HMO | smartDoc | Gap per year |
|---|---|---|---|
| 300 | CHF 593.30 | CHF 593.30 | — |
| 500 | CHF 581.70 | CHF 581.70 | — |
| 1'000 | CHF 552.50 | CHF 552.50 | — |
| 1'500 | CHF 523.30 | CHF 523.30 | — |
| 2'000 | CHF 494.20 | CHF 494.20 | — |
| 2'500 | CHF 465.00 | CHF 465.00 | — |
The comparison, region by region
- HMO or smartDoc?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.