Combi Care or Med Direct — Region 1, Ticino
Region 1, Ticino: with Galenos, Combi Care costs CHF 630.00 a month in 2026 and Med Direct CHF 630.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here Combi Care and Med Direct cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
Combi Care is a "Telemedicine and others" model. Med Direct is a "Family doctor" model.
- Combi Care
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- Med Direct
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Combi Care | Med Direct | Gap per year |
|---|---|---|---|
| 300 | CHF 630.00 | CHF 630.00 | — |
| 500 | CHF 618.40 | CHF 618.40 | — |
| 1'000 | CHF 589.20 | CHF 589.20 | — |
| 1'500 | CHF 560.00 | CHF 560.00 | — |
| 2'000 | CHF 530.90 | CHF 530.90 | — |
| 2'500 | CHF 501.70 | CHF 501.70 | — |
The comparison, region by region
- Combi Care or Med Direct?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.