Managed Care or VIVA – Gesundheitsplan — Aargau
Aargau: with Galenos, Managed Care costs CHF 534.20 a month in 2026 and VIVA – Gesundheitsplan CHF 474.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
VIVA – Gesundheitsplan is the cheaper of the two here: CHF 711.60 saved per year against Managed Care, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Managed Care and VIVA – Gesundheitsplan are both "Group practice (HMO)" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Managed Care
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- VIVA – Gesundheitsplan
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
Careful: one of these two models covers only a list of municipalities in this region. Check that yours is on it before choosing.
The price at every deductible
| Deductible | Managed Care | VIVA – Gesundheitsplan | Gap per year |
|---|---|---|---|
| 300 | CHF 534.20 | CHF 474.90 | CHF 711.60 |
| 500 | CHF 522.50 | CHF 463.20 | CHF 711.60 |
| 1'000 | CHF 493.30 | CHF 443.40 | CHF 598.80 |
| 1'500 | CHF 464.20 | CHF 414.30 | CHF 598.80 |
| 2'000 | CHF 435.00 | CHF 394.50 | CHF 486.00 |
| 2'500 | CHF 405.80 | CHF 365.30 | CHF 486.00 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.