Med Direct or Tel Doc — Region 2, Vaud
Region 2, Vaud: with Galenos, Med Direct costs CHF 595.70 a month in 2026 and Tel Doc CHF 595.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here Med Direct and Tel Doc cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
Med Direct is a "Family doctor" model. Tel Doc is a "Telemedicine and others" model.
- Med Direct
Family doctor
You pick a family doctor and always go to them first.
- Tel Doc
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Med Direct | Tel Doc | Gap per year |
|---|---|---|---|
| 300 | CHF 595.70 | CHF 595.70 | — |
| 500 | CHF 584.00 | CHF 584.00 | — |
| 1'000 | CHF 554.90 | CHF 554.90 | — |
| 1'500 | CHF 525.70 | CHF 525.70 | — |
| 2'000 | CHF 496.50 | CHF 496.50 | — |
| 2'500 | CHF 467.40 | CHF 467.40 | — |
The comparison, region by region
- Med Direct or Tel Doc?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.