Galenos VIVA – Gesundheitsplan — Aargau
Aargau: the VIVA – Gesundheitsplan model from Galenos costs CHF 474.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 474.90, VIVA – Gesundheitsplan is not the lowest premium here: Agrisano goes down to CHF 453.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, VIVA – Gesundheitsplan costs CHF 1'352.40 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
Careful: this model does not cover the whole region
VIVA – Gesundheitsplan is offered in only 45 municipalities of this premium region. Moving a few kilometres can push you out — and nobody will warn you.
- Aarau
- Aarburg
- Beinwil am See
- Biberstein
- Birrwil
- Bottenwil
- Brittnau
- Buchs (AG)
- Densbüren
- Dürrenäsch
- Erlinsbach (AG)
- Gontenschwil
- Gränichen
- Hirschthal
- Holziken
- Kirchleerau
- Kölliken
- Küttigen
- Leimbach (AG)
- Leutwil
- Menziken
- Moosleerau
- Muhen
- Murgenthal
- Oberentfelden
- Oberkulm
- Oftringen
- Reinach (AG)
- Reitnau
- Rothrist
- Safenwil
- Schlossrued
- Schmiedrued
- Schöftland
- Staffelbach
- Strengelbach
- Suhr
- Teufenthal (AG)
- Uerkheim
- Unterentfelden
- Unterkulm
- Vordemwald
- Wiliberg
- Zetzwil
- Zofingen
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 474.90 | CHF 443.80 |
| 500 | CHF 463.20 | CHF 432.90 |
| 1'000 | CHF 443.40 | CHF 414.40 |
| 1'500 | CHF 414.30 | CHF 387.20 |
| 2'000 | CHF 394.50 | CHF 368.70 |
| 2'500 | CHF 365.30 | CHF 341.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 348.00 | CHF 325.30 |
| 500 | CHF 336.40 | CHF 314.40 |
| 1'000 | CHF 308.10 | CHF 287.90 |
| 1'500 | CHF 278.90 | CHF 260.70 |
| 2'000 | CHF 250.60 | CHF 234.20 |
| 2'500 | CHF 232.90 | CHF 217.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 122.50 | CHF 114.50 |
| 100 | CHF 116.70 | CHF 109.10 |
| 200 | CHF 111.20 | CHF 103.90 |
| 300 | CHF 105.30 | CHF 98.50 |
| 400 | CHF 99.80 | CHF 93.30 |
| 500 | CHF 94.00 | CHF 87.90 |
| 600 | CHF 88.10 | CHF 82.40 |
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.