Glarner Glarnermed-24 — Region 3, St. Gallen
Region 3, St. Gallen: the Glarnermed-24 model from Glarner costs CHF 490.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 490.50, Glarnermed-24 is not the lowest premium here: Agrisano goes down to CHF 401.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Glarnermed-24 costs CHF 309.60 less per year than Glarner's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 490.50 | CHF 461.10 |
| 500 | CHF 479.40 | CHF 450.60 |
| 1'000 | CHF 451.70 | CHF 424.60 |
| 1'500 | CHF 424.00 | CHF 398.60 |
| 2'000 | CHF 396.30 | CHF 372.50 |
| 2'500 | CHF 368.60 | CHF 346.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 360.60 | CHF 339.00 |
| 500 | CHF 349.50 | CHF 328.60 |
| 1'000 | CHF 321.80 | CHF 302.50 |
| 1'500 | CHF 294.10 | CHF 276.50 |
| 2'000 | CHF 266.40 | CHF 250.40 |
| 2'500 | CHF 238.70 | CHF 224.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 114.10 | CHF 107.20 |
| 300 | CHF 97.50 | CHF 91.60 |
| 400 | CHF 91.90 | CHF 86.40 |
| 500 | CHF 86.40 | CHF 81.20 |
| 600 | CHF 80.80 | CHF 76.00 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.