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Helsana BeneFit PLUS Flexmed R1

BeneFit PLUS Flexmed R1 is the "Family doctor" model from Helsana. It is offered across 42 premium regions, where the adult premium with a CHF 300 deductible runs from CHF 365.50 to CHF 636.60 a month in 2026.

You pick a family doctor and always go to them first.

What it saves

On average, BeneFit PLUS Flexmed R1 costs CHF 1'041.29 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The price, region by region

42 premium regions, across 26 cantons.

Other models from Helsana

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.