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BeneFit PLUS Flexmed R3 or BeneFit PLUS Médecin de famille R1?

Helsana offers both: BeneFit PLUS Flexmed R3 and BeneFit PLUS Médecin de famille R1. They are available together in 42 premium regions, and the cheaper of the two is not the same everywhere.

The cheaper one is not the same everywhere

Across 42 premium regions where both are offered, BeneFit PLUS Flexmed R3 is cheaper in 0 and BeneFit PLUS Médecin de famille R1 in 41. The average gap between them is CHF 208.77 a year.

The gap is widest in Vaud — Region 1: CHF 420.00 a year.

What you accept in each case

BeneFit PLUS Flexmed R3 and BeneFit PLUS Médecin de famille R1 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.