BeneFit PLUS Médecin de famille R1 or BeneFit PLUS Médecin de famille R3 — Region 1, Grisons
Region 1, Grisons: with Helsana, BeneFit PLUS Médecin de famille R1 costs CHF 479.00 a month in 2026 and BeneFit PLUS Médecin de famille R3 CHF 490.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
BeneFit PLUS Médecin de famille R1 is the cheaper of the two here: CHF 133.20 saved per year against BeneFit PLUS Médecin de famille R3, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
BeneFit PLUS Médecin de famille R1 and BeneFit PLUS Médecin de famille R3 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- BeneFit PLUS Médecin de famille R1
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Médecin de famille R3
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | BeneFit PLUS Médecin de famille R1 | BeneFit PLUS Médecin de famille R3 | Gap per year |
|---|---|---|---|
| 300 | CHF 479.00 | CHF 490.10 | CHF 133.20 |
| 500 | CHF 467.40 | CHF 478.50 | CHF 133.20 |
| 1'000 | CHF 438.20 | CHF 449.30 | CHF 133.20 |
| 1'500 | CHF 409.00 | CHF 420.10 | CHF 133.20 |
| 2'000 | CHF 379.90 | CHF 391.00 | CHF 133.20 |
| 2'500 | CHF 350.70 | CHF 361.80 | CHF 133.20 |
The comparison, region by region
- BeneFit PLUS Médecin de famille R1 or BeneFit PLUS Médecin de famille R3?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.