Helsana BeneFit PLUS Médecin de famille R1 — Region 1, Zurich
Region 1, Zurich: the BeneFit PLUS Médecin de famille R1 model from Helsana costs CHF 533.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 533.60, BeneFit PLUS Médecin de famille R1 is not the lowest premium here: Atupri goes down to CHF 517.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, BeneFit PLUS Médecin de famille R1 costs CHF 1'312.80 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 533.60 | CHF 496.30 |
| 500 | CHF 522.00 | CHF 485.50 |
| 1'000 | CHF 492.80 | CHF 458.40 |
| 1'500 | CHF 463.60 | CHF 431.20 |
| 2'000 | CHF 434.50 | CHF 404.10 |
| 2'500 | CHF 405.30 | CHF 377.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 426.90 | CHF 397.10 |
| 500 | CHF 415.30 | CHF 386.30 |
| 1'000 | CHF 386.10 | CHF 359.10 |
| 1'500 | CHF 356.90 | CHF 332.00 |
| 2'000 | CHF 327.80 | CHF 304.90 |
| 2'500 | CHF 298.60 | CHF 277.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 122.60 | CHF 114.10 |
| 500 | CHF 93.50 | CHF 87.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.