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BeneFit PLUS Médecin de famille R3 or BeneFit PLUS Médecin de famille R4 — Region 1, Fribourg

Region 1, Fribourg: with Helsana, BeneFit PLUS Médecin de famille R3 costs CHF 513.50 a month in 2026 and BeneFit PLUS Médecin de famille R4 CHF 525.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

BeneFit PLUS Médecin de famille R3 is the cheaper of the two here: CHF 138.00 saved per year against BeneFit PLUS Médecin de famille R4, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

BeneFit PLUS Médecin de famille R3 and BeneFit PLUS Médecin de famille R4 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleBeneFit PLUS Médecin de famille R3BeneFit PLUS Médecin de famille R4Gap per year
300CHF 513.50CHF 525.00CHF 138.00
500CHF 501.90CHF 513.40CHF 138.00
1'000CHF 472.70CHF 484.20CHF 138.00
1'500CHF 443.50CHF 455.00CHF 138.00
2'000CHF 414.40CHF 425.90CHF 138.00
2'500CHF 385.20CHF 396.70CHF 138.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.