Helsana BeneFit PLUS Médecin de famille R3 — Glarus
Glarus: the BeneFit PLUS Médecin de famille R3 model from Helsana costs CHF 476.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 476.90, BeneFit PLUS Médecin de famille R3 is not the lowest premium here: Agrisano goes down to CHF 433.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, BeneFit PLUS Médecin de famille R3 costs CHF 781.20 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 476.90 | CHF 443.60 |
| 500 | CHF 465.30 | CHF 432.80 |
| 1'000 | CHF 436.10 | CHF 405.60 |
| 1'500 | CHF 406.90 | CHF 378.50 |
| 2'000 | CHF 377.80 | CHF 351.40 |
| 2'500 | CHF 348.60 | CHF 324.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 381.50 | CHF 354.80 |
| 500 | CHF 369.90 | CHF 344.10 |
| 1'000 | CHF 340.70 | CHF 316.90 |
| 1'500 | CHF 311.50 | CHF 289.70 |
| 2'000 | CHF 282.40 | CHF 262.70 |
| 2'500 | CHF 253.20 | CHF 235.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 109.60 | CHF 102.00 |
| 500 | CHF 80.50 | CHF 74.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.