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Helsana BeneFit PLUS Médecin de famille R3 — Glarus

Glarus: the BeneFit PLUS Médecin de famille R3 model from Helsana costs CHF 476.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 476.90, BeneFit PLUS Médecin de famille R3 is not the lowest premium here: Agrisano goes down to CHF 433.20. A named model does not guarantee the best price — it guarantees a care pathway.

On average, BeneFit PLUS Médecin de famille R3 costs CHF 781.20 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 476.90CHF 443.60
500CHF 465.30CHF 432.80
1'000CHF 436.10CHF 405.60
1'500CHF 406.90CHF 378.50
2'000CHF 377.80CHF 351.40
2'500CHF 348.60CHF 324.20

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 381.50CHF 354.80
500CHF 369.90CHF 344.10
1'000CHF 340.70CHF 316.90
1'500CHF 311.50CHF 289.70
2'000CHF 282.40CHF 262.70
2'500CHF 253.20CHF 235.50

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 109.60CHF 102.00
500CHF 80.50CHF 74.90

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.