BeneFit PLUS Médecin de famille R4 or BeneFit PLUS Telmed — Glarus
Glarus: with Helsana, BeneFit PLUS Médecin de famille R4 costs CHF 493.20 a month in 2026 and BeneFit PLUS Telmed CHF 466.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
BeneFit PLUS Telmed is the cheaper of the two here: CHF 325.20 saved per year against BeneFit PLUS Médecin de famille R4, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
BeneFit PLUS Médecin de famille R4 is a "Family doctor" model. BeneFit PLUS Telmed is a "Telemedicine and others" model.
- BeneFit PLUS Médecin de famille R4
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Telmed
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | BeneFit PLUS Médecin de famille R4 | BeneFit PLUS Telmed | Gap per year |
|---|---|---|---|
| 300 | CHF 493.20 | CHF 466.10 | CHF 325.20 |
| 500 | CHF 481.60 | CHF 454.50 | CHF 325.20 |
| 1'000 | CHF 452.40 | CHF 425.30 | CHF 325.20 |
| 1'500 | CHF 423.20 | CHF 396.10 | CHF 325.20 |
| 2'000 | CHF 394.10 | CHF 367.00 | CHF 325.20 |
| 2'500 | CHF 364.90 | CHF 337.80 | CHF 325.20 |
The comparison, region by region
- BeneFit PLUS Médecin de famille R4 or BeneFit PLUS Telmed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.