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BeneFit PLUS Médecin de famille R4 or Premed-24 — Basel-Stadt

Basel-Stadt: with Helsana, BeneFit PLUS Médecin de famille R4 costs CHF 622.40 a month in 2026 and Premed-24 CHF 629.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

BeneFit PLUS Médecin de famille R4 is the cheaper of the two here: CHF 81.60 saved per year against Premed-24, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

BeneFit PLUS Médecin de famille R4 is a "Family doctor" model. Premed-24 is a "Telemedicine and others" model.

  • BeneFit PLUS Médecin de famille R4

    Family doctor

    You pick a family doctor and always go to them first.

  • Premed-24

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleBeneFit PLUS Médecin de famille R4Premed-24Gap per year
300CHF 622.40CHF 629.20CHF 81.60
500CHF 610.80CHF 617.60CHF 81.60
1'000CHF 581.60CHF 588.40CHF 81.60
1'500CHF 552.40CHF 559.20CHF 81.60
2'000CHF 523.30CHF 530.10CHF 81.60
2'500CHF 494.10CHF 500.90CHF 81.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.