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Helsana BeneFit PLUS Médecin de famille R4 — Solothurn

Solothurn: the BeneFit PLUS Médecin de famille R4 model from Helsana costs CHF 529.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 529.60, BeneFit PLUS Médecin de famille R4 is not the lowest premium here: Agrisano goes down to CHF 486.20. A named model does not guarantee the best price — it guarantees a care pathway.

On average, BeneFit PLUS Médecin de famille R4 costs CHF 628.80 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 529.60CHF 492.60
500CHF 518.00CHF 481.80
1'000CHF 488.80CHF 454.60
1'500CHF 459.60CHF 427.50
2'000CHF 430.50CHF 400.40
2'500CHF 401.30CHF 373.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 423.60CHF 394.00
500CHF 412.00CHF 383.20
1'000CHF 382.80CHF 356.10
1'500CHF 353.60CHF 328.90
2'000CHF 324.50CHF 301.80
2'500CHF 295.30CHF 274.70

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 121.70CHF 113.20
500CHF 92.60CHF 86.20

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.