Helsana BeneFit PLUS Médecin de famille R4 — Solothurn
Solothurn: the BeneFit PLUS Médecin de famille R4 model from Helsana costs CHF 529.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 529.60, BeneFit PLUS Médecin de famille R4 is not the lowest premium here: Agrisano goes down to CHF 486.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, BeneFit PLUS Médecin de famille R4 costs CHF 628.80 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 529.60 | CHF 492.60 |
| 500 | CHF 518.00 | CHF 481.80 |
| 1'000 | CHF 488.80 | CHF 454.60 |
| 1'500 | CHF 459.60 | CHF 427.50 |
| 2'000 | CHF 430.50 | CHF 400.40 |
| 2'500 | CHF 401.30 | CHF 373.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 423.60 | CHF 394.00 |
| 500 | CHF 412.00 | CHF 383.20 |
| 1'000 | CHF 382.80 | CHF 356.10 |
| 1'500 | CHF 353.60 | CHF 328.90 |
| 2'000 | CHF 324.50 | CHF 301.80 |
| 2'500 | CHF 295.30 | CHF 274.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 121.70 | CHF 113.20 |
| 500 | CHF 92.60 | CHF 86.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.