CPTwin.doc or CPTwin.easy — Appenzell Ausserrhoden
Appenzell Ausserrhoden: with KPT, CPTwin.doc costs CHF 463.70 a month in 2026 and CPTwin.easy CHF 467.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
CPTwin.doc is the cheaper of the two here: CHF 48.00 saved per year against CPTwin.easy, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
CPTwin.doc is a "Family doctor" model. CPTwin.easy is a "Telemedicine and others" model.
- CPTwin.doc
Family doctor
You pick a family doctor and always go to them first.
- CPTwin.easy
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | CPTwin.doc | CPTwin.easy | Gap per year |
|---|---|---|---|
| 300 | CHF 463.70 | CHF 467.70 | CHF 48.00 |
| 500 | CHF 452.10 | CHF 456.10 | CHF 48.00 |
| 1'000 | CHF 422.90 | CHF 426.90 | CHF 48.00 |
| 1'500 | CHF 393.70 | CHF 397.70 | CHF 48.00 |
| 2'500 | CHF 335.40 | CHF 339.40 | CHF 48.00 |
The comparison, region by region
- CPTwin.doc or CPTwin.easy?
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.