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CPTwin.doc or KPTwin.smart — Region 1, Valais

Region 1, Valais: with KPT, CPTwin.doc costs CHF 504.90 a month in 2026 and KPTwin.smart CHF 509.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CPTwin.doc is the cheaper of the two here: CHF 57.60 saved per year against KPTwin.smart, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.doc is a "Family doctor" model. KPTwin.smart is a "Telemedicine and others" model.

  • CPTwin.doc

    Family doctor

    You pick a family doctor and always go to them first.

  • KPTwin.smart

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCPTwin.docKPTwin.smartGap per year
300CHF 504.90CHF 509.70CHF 57.60
500CHF 493.30CHF 498.10CHF 57.60
1'000CHF 464.10CHF 468.90CHF 57.60
1'500CHF 434.90CHF 439.70CHF 57.60
2'500CHF 376.60CHF 381.40CHF 57.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.