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CPTwin.easy or CPTwin.win — Uri

Uri: with KPT, CPTwin.easy costs CHF 440.70 a month in 2026 and CPTwin.win CHF 466.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CPTwin.easy is the cheaper of the two here: CHF 304.80 saved per year against CPTwin.win, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.easy is a "Telemedicine and others" model. CPTwin.win is a "Family doctor" model.

  • CPTwin.easy

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • CPTwin.win

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleCPTwin.easyCPTwin.winGap per year
300CHF 440.70CHF 466.10CHF 304.80
500CHF 429.10CHF 454.50CHF 304.80
1'000CHF 399.90CHF 425.30CHF 304.80
1'500CHF 370.70CHF 396.10CHF 304.80
2'500CHF 312.40CHF 337.80CHF 304.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.