Skip to content
Sophie

CPTwin.win or KPTwin.smart — Neuchâtel

Neuchâtel: with KPT, CPTwin.win costs CHF 728.30 a month in 2026 and KPTwin.smart CHF 644.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

KPTwin.smart is the cheaper of the two here: CHF 1'005.60 saved per year against CPTwin.win, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.win is a "Family doctor" model. KPTwin.smart is a "Telemedicine and others" model.

  • CPTwin.win

    Family doctor

    You pick a family doctor and always go to them first.

  • KPTwin.smart

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCPTwin.winKPTwin.smartGap per year
300CHF 728.30CHF 644.50CHF 1'005.60
500CHF 716.70CHF 632.90CHF 1'005.60
1'000CHF 687.50CHF 603.70CHF 1'005.60
1'500CHF 658.30CHF 574.50CHF 1'005.60
2'500CHF 600.00CHF 516.20CHF 1'005.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.