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OptiMed or PrimaCare — Region 1, Basel-Landschaft

Region 1, Basel-Landschaft: with Mutuel, OptiMed costs CHF 589.10 a month in 2026 and PrimaCare CHF 609.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

OptiMed is the cheaper of the two here: CHF 241.20 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

OptiMed is a "Group practice (HMO)" model. PrimaCare is a "Family doctor" model.

  • OptiMed

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleOptiMedPrimaCareGap per year
300CHF 589.10CHF 609.20CHF 241.20
500CHF 577.60CHF 597.70CHF 241.20
1'000CHF 548.60CHF 568.70CHF 241.20
1'500CHF 519.10CHF 539.20CHF 241.20
2'000CHF 490.10CHF 510.20CHF 241.20
2'500CHF 461.10CHF 481.20CHF 241.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.