Combi Care or sana24 Tel Care — Region 1, Fribourg
Region 1, Fribourg: with sana24, Combi Care costs CHF 556.10 a month in 2026 and sana24 Tel Care CHF 588.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Combi Care is the cheaper of the two here: CHF 387.60 saved per year against sana24 Tel Care, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Combi Care and sana24 Tel Care are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Combi Care
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- sana24 Tel Care
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Combi Care | sana24 Tel Care | Gap per year |
|---|---|---|---|
| 300 | CHF 556.10 | CHF 588.40 | CHF 387.60 |
| 500 | CHF 544.50 | CHF 576.80 | CHF 387.60 |
| 1'000 | CHF 515.30 | CHF 547.60 | CHF 387.60 |
| 1'500 | CHF 486.10 | CHF 518.40 | CHF 387.60 |
| 2'000 | CHF 457.00 | CHF 489.30 | CHF 387.60 |
| 2'500 | CHF 427.80 | CHF 460.10 | CHF 387.60 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.