Managed Care sans capitation or VIVA – plan de santé — Region 2, Ticino
Region 2, Ticino: with sana24, Managed Care sans capitation costs CHF 672.70 a month in 2026 and VIVA – plan de santé CHF 560.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
VIVA – plan de santé is the cheaper of the two here: CHF 1'345.20 saved per year against Managed Care sans capitation, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Managed Care sans capitation and VIVA – plan de santé are both "Group practice (HMO)" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Managed Care sans capitation
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- VIVA – plan de santé
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | Managed Care sans capitation | VIVA – plan de santé | Gap per year |
|---|---|---|---|
| 300 | CHF 672.70 | CHF 560.60 | CHF 1'345.20 |
| 500 | CHF 661.00 | CHF 549.00 | CHF 1'344.00 |
| 1'000 | CHF 631.90 | CHF 525.40 | CHF 1'278.00 |
| 1'500 | CHF 602.70 | CHF 496.20 | CHF 1'278.00 |
| 2'000 | CHF 573.50 | CHF 472.70 | CHF 1'209.60 |
| 2'500 | CHF 544.40 | CHF 443.50 | CHF 1'210.80 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.