sana24 Med Call or sana24 Tel Care — Region 3, Lucerne
Region 3, Lucerne: with sana24, sana24 Med Call costs CHF 520.20 a month in 2026 and sana24 Tel Care CHF 483.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
sana24 Tel Care is the cheaper of the two here: CHF 440.40 saved per year against sana24 Med Call, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
sana24 Med Call and sana24 Tel Care are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- sana24 Med Call
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- sana24 Tel Care
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | sana24 Med Call | sana24 Tel Care | Gap per year |
|---|---|---|---|
| 300 | CHF 520.20 | CHF 483.50 | CHF 440.40 |
| 500 | CHF 508.60 | CHF 471.80 | CHF 441.60 |
| 1'000 | CHF 479.40 | CHF 442.70 | CHF 440.40 |
| 1'500 | CHF 450.20 | CHF 413.50 | CHF 440.40 |
| 2'000 | CHF 421.10 | CHF 384.30 | CHF 441.60 |
| 2'500 | CHF 391.90 | CHF 355.20 | CHF 440.40 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.