sana24 Med Call or VIVA – plan de santé — Region 2, Ticino
Region 2, Ticino: with sana24, sana24 Med Call costs CHF 693.70 a month in 2026 and VIVA – plan de santé CHF 560.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
VIVA – plan de santé is the cheaper of the two here: CHF 1'597.20 saved per year against sana24 Med Call, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
sana24 Med Call is a "Telemedicine and others" model. VIVA – plan de santé is a "Group practice (HMO)" model.
- sana24 Med Call
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- VIVA – plan de santé
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | sana24 Med Call | VIVA – plan de santé | Gap per year |
|---|---|---|---|
| 300 | CHF 693.70 | CHF 560.60 | CHF 1'597.20 |
| 500 | CHF 682.00 | CHF 549.00 | CHF 1'596.00 |
| 1'000 | CHF 652.90 | CHF 525.40 | CHF 1'530.00 |
| 1'500 | CHF 623.70 | CHF 496.20 | CHF 1'530.00 |
| 2'000 | CHF 594.50 | CHF 472.70 | CHF 1'461.60 |
| 2'500 | CHF 565.40 | CHF 443.50 | CHF 1'462.80 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.