sana24 Tel Care or VIVA – plan de santé — Region 1, Ticino
Region 1, Ticino: with sana24, sana24 Tel Care costs CHF 682.90 a month in 2026 and VIVA – plan de santé CHF 593.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
VIVA – plan de santé is the cheaper of the two here: CHF 1'069.20 saved per year against sana24 Tel Care, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
sana24 Tel Care is a "Telemedicine and others" model. VIVA – plan de santé is a "Group practice (HMO)" model.
- sana24 Tel Care
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- VIVA – plan de santé
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | sana24 Tel Care | VIVA – plan de santé | Gap per year |
|---|---|---|---|
| 300 | CHF 682.90 | CHF 593.80 | CHF 1'069.20 |
| 500 | CHF 671.20 | CHF 582.20 | CHF 1'068.00 |
| 1'000 | CHF 642.00 | CHF 564.90 | CHF 925.20 |
| 1'500 | CHF 612.90 | CHF 535.70 | CHF 926.40 |
| 2'000 | CHF 583.70 | CHF 518.40 | CHF 783.60 |
| 2'500 | CHF 554.50 | CHF 489.20 | CHF 783.60 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.