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sana24 VIVA – plan de santé — Region 1, Ticino

Region 1, Ticino: the VIVA – plan de santé model from sana24 costs CHF 593.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 593.80, VIVA – plan de santé is not the lowest premium here: Agrisano goes down to CHF 583.90. A named model does not guarantee the best price — it guarantees a care pathway.

On average, VIVA – plan de santé costs CHF 1'780.80 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 593.80CHF 555.00
500CHF 582.20CHF 544.10
1'000CHF 564.90CHF 527.90
1'500CHF 535.70CHF 500.70
2'000CHF 518.40CHF 484.50
2'500CHF 489.20CHF 457.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 518.60CHF 484.70
500CHF 506.90CHF 473.80
1'000CHF 502.50CHF 469.60
1'500CHF 473.30CHF 442.30
2'000CHF 456.90CHF 427.00
2'500CHF 427.80CHF 399.80

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 156.20CHF 146.00
100CHF 150.40CHF 140.60
200CHF 150.40CHF 140.50
300CHF 144.90CHF 135.50
400CHF 144.90CHF 135.40
500CHF 139.60CHF 130.50
600CHF 133.80CHF 125.00

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.