Medizentrum Steffisburg or sanmed24 — Region 2, Bern
Region 2, Bern: with Steffisburg, Medizentrum Steffisburg costs CHF 542.60 a month in 2026 and sanmed24 CHF 542.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here Medizentrum Steffisburg and sanmed24 cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
Medizentrum Steffisburg is a "Family doctor" model. sanmed24 is a "Telemedicine and others" model.
- Medizentrum Steffisburg
Family doctor
You pick a family doctor and always go to them first.
- sanmed24
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Medizentrum Steffisburg | sanmed24 | Gap per year |
|---|---|---|---|
| 300 | CHF 542.60 | CHF 542.60 | — |
| 500 | CHF 531.10 | CHF 531.00 | CHF 1.20 |
| 1'000 | CHF 501.90 | CHF 501.80 | CHF 1.20 |
| 1'500 | CHF 472.70 | CHF 472.60 | CHF 1.20 |
| 2'000 | CHF 443.60 | CHF 443.50 | CHF 1.20 |
| 2'500 | CHF 417.60 | CHF 417.60 | — |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.